Tony,

Amen brother, Now that the homes are paid for I use the 1/3
method, 1/3 of my income for day to day expenses, 1/3 for short term
savings to pay for vacations, house remodeling, new furniture, etc,
and 1/3 for long term savings/investments. And never any credit.

Rick



--- In cebucitytoday@yahoogroups.com, "msft_tony" <msft_tony@...>
wrote:
>
> It really amazes me how people waste their money on programs and
> events to see charlatans like Robert Kiyosaki, and Carlton sheets,
> Charles givens, Dave Ramsey, and all those other people you hear
all
> the time on the radio and see on the TV. For crying out loud people
> WAKE UP!!! There are no big secrets to having lots of cash in life,
> this isn't brain surgery here, it's called living on less then you
> make and never borrowing money to buy everything you have in life.
> These wealthy charlatans may sound impressive when you listen to
them
> because they are smart people but they don't really teach you
> anything outside of {common sense} when it comes to money, just do
> things the way grandma & grandpa use to do them and you will be
just
> fine. It doesn't take a Robert Kiyosaki to teach you this.
>
>
>
>
>
>
>
>
> --- In cebucitytoday@yahoogroups.com, dexter_ong25@ wrote:
> >
> >
> > If not, I am inviting you to an event that continues to serve as
a
> tool for Filipinos in learning about money, business and investing.
> >
> > What: R. Kiyosaki cashflow 101 Gathering powered by Create
> Abundance Business Community
> > When: January 17, 23 and 30, 2009 (choose one date), Time: 9:00am-
> 1:00pm
> > Where: The Venue, 2F Pearl Plaza Pearl Drive, Ortigas Center
Pasig
> City
> > Fee: Php400.00 inclusive of lunch and workshop materials. If you
> bring a friend, the two of you will just pay P200.00 each.
> >
> > Send me a text message at 0918-9047628 or 0923-2157973 to reserve
> seats.
> >
> > For abundance,
> >  
> > Dexter Ong
> >  
> > Email me at: dexter_ong25@
> > Sign up at:  http://ca2020.ning.com/
> >
>